Portfolio Growth

Measuring your Progress to Financial Independence / Early Retirement

An important step to take during your investing years is to measure your progress to early retirement. Here is how I go about measuring my progress to financial independence. Financial Independence Formula Net worth - the value of all your investments toward financial independence Annual Spending - the amount of annual spending you will need …

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Loans

Pay Off Mortgage Early or Invest in Retirement

If you are contributing the maximum amount in your tax deferred accounts (401k, 403b, IRA) and you have money still available to invest, what should you do? Should you use the funds to start paying off your mortgage early or invest the fund in your taxable accounts towards retirement? This decision is based on the …

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